FINANZ Podcast

Marketplace Lending - Online Debt as a Novel Asset Class? (EN)

Episode Summary

In this episode, we explore the emerging field of marketplace lending and discuss whether online debt is poised to become a novel asset class. Experts from leading financial institutions, including UBS, Credit Exchange, and Vontobel, share their insights on the growth, risks, and opportunities of this innovative financial model. Moderated by Nadine Berchtold, General Secretary of the Swiss Marketplace Lending Association, this panel covers critical perspectives on digital platforms, risk management, and the future of debt financing in the digital age.

Episode Notes

What is Marketplace Lending?

• Definition and overview of online debt as a financial product.
• How digital platforms are reshaping traditional debt markets.

Insights from Industry Experts:

• Matteo Bernardoni (UBS): The role of digital platforms like UBS key4 mortgages in enabling marketplace lending.
• Andrea Canonica (Credit Exchange AG): Building platform-driven business models and the evolution of "CredEx."
• Florian Kübler (CEO): Practical applications and scalability of marketplace lending platforms.
• Dr. Stefan Pomberger (Vontobel): The success of cosmofunding and its CHF 34 billion traded volume.

Moderation and Context by Nadine Berchtold:

• Analyzing marketplace lending's potential as a distinct asset class.
• Discussing regulatory, technological, and market-driven challenges.

Future Outlook:

• Is marketplace lending the next frontier for fixed-income investors?
• The impact of digitalization and platform innovation on the debt capital market.

Additional Links and Resources:

• Learn more about Swiss Marketplace Lending Association (SMLA): SMLA website
• Insights from UBS key4 Mortgages: ubs.com
• Explore Cosmofunding by Vontobel: vontobel.com

Questions or feedback? Get in touch with us!